As an event organizer, not only should you be concerned with liability insurance, you should also consider the purchase of Accident Medical Insurance to provide coverage voluntarily for participant injuries.

Accident medical insurance, unlike liability insurance, is payable without regard to fault and is intended to "make whole" the participant for out of pocket medical costs in the event of an accident (by charles turner). Liability insurance would provide relief to the injured person only if you were somehow responsible for the accident.

You have the option of including not only participants, but spectators, volunteers, and staff as well on most of the activities listed below.

Available For :

  • Art or Craft Festivals
  • Basketball
  • Beauty Pageants
  • Bible Schools
  • Biking
  • Boat Shows
  • Boy Scouts
  • Boxing
  • Business Meetings
  • Cave Exploration
  • Charity Benefits
  • Cheerleading
  • Climbing
  • Concerts
  • Conferences
  • Consumer Shows
  • Conventions
  • Cultural Festivals
  • Dance Studios
  • Dances
  • Day Care Facilities
  • Drill Teams
  • Drum & Bugle
  • Fencing
  • Fashion Shows
  • Festivals
  • Firefighters
  • Girl Scouts
  • Graduations
  • Hikes
  • Job Fairs
  • Kickboxing
  • Lectures
  • Martial Arts
  • Meetings
  • Nursery Schools
  • Parades
  • Parties
  • Picnics
  • Political Campaigns
  • Professional Athletes
  • Proms
  • Reunions
  • ROTC
  • Rowing
  • Rugby
  • Sightseeing Trips
  • Ski Groups
  • Soap Box Derbies
  • Social Gatherings
  • Soccer
  • Sporting Events
  • Stage Shows
  • Swap Meets
  • Face Painters
  • Game Booths
  • Telethons
  • Tennis
  • Theater
  • Toughman Competitions
  • Trade Shows
  • Volunteer Firefighters
  • Water Skiing
  • Weddings
  • Weightlifting
  • Wrestling
  • White Water Rafting
  • Plus Many Others

Program Highlights:

  • 24 Hour Quote Turnaround on most Classes
  • Coverage from 1 day to 1 year is available
  • Low Minimum Premiums
  • Coverage available on a primary or excess basis
  • Accidental Death & Dismemberment Benefit sub-limit

Benefits:

  • $10,000 Limit (Higher limits available upon request)
  • Medical and surgical care by a physician
  • Hospital care and service
  • Ambulance service from the scene of the accident to the nearest hospital
  • Prescription drugs and medicine
  • Dental treatment
 

Notable Exclusions:

  • Sickness or Disease
  • Drugs or Narcotics unless administered by a physician
  • War, Riot or Civil Commotion
  • Air Travel unless as a passenger on a regulary scheduled airline
  • Suicide or intentional self-inflicted injury

Options:

How to Apply:

  1. Click on the Apply Online Button below, complete and submit our application.
  2. Normally within 1 business day, we will email or fax you a written quotation.
  3. Remit payment and your Certificate of Insurance will be delivered via email or fax.
Last Updated: April 7, 2009