- Birthday Party
- Engagement Party
- Family Reunions
- House Warming
- Retirement Party
- Sweet Sixteen Party
- Wedding Shower
|This program is intended for private invitation-only, non-business, non-profit related activities listed above. Businesses can not purchase this policy, only individuals can. If you need a policy in your business name, please see our Special Events Insurance Program here:
Liability-$2,000,000 Aggregate /$1,000,000 Per
Occurrence Limit. Injury to guests or damage to sites.
Options Available for Additional Premium:
- Postponement/Cancellation-Injury to Honoree, severe weather, damage to site,
Expense-For additional expenses necessary to arrange alternate services
to avoid a covered postponement of the event.
& Video-Film lost, damaged, stolen
or not properly developed. Photographer fails to appear.
This coverage allows you to reunite the party guests for
- Gifts-To repair or replace non-monetary gifts which are
lost, stolen or damaged.
of Deposits- Lost deposits that you
have paid if they become non-refundable as a direct result
of anyone hired to provide goods or services going out of
Attire -To repair or replace when
it is lost stolen or damaged, including financial failure
of the store.
- Jewelry To repair or replace owned,
borrowed or rented jewelry that is lost stolen or damaged.
- Excess Liability- $2,000,000 Per Occurrence
are some examples of claims that are covered under the various
coverage options of our Private Celebration Insurance package
- A guest slips
- A guest has
too much to drink and injures himself or others.
- The reception
site is damaged when the caterer accidentally causes a small
or others crucial to the celebration are unable to attend
due to illness or injury.
- Extreme bad
weather prevents the celebration from taking place or a
majority of the guests from attending.
- The caterer
doesn't arrive with the food.
- The site
- The site
closes due to financial failure.
- The photographer
fails to show.
- The film
used for your photos is defective, or the negatives are
lost, destroyed, or improperly developed.
- Gifts are
- While being
transported, the gifts are damaged in a car accident.
- The ceremony
or reception site goes out of business.
- The honeymoon
cruise operators goes out of business.
- Your dressmaker,
or limousine company, or caterer, or hotel, or entertainer,
or photographer, etc. goes out of business.
rented tuxedo is lost while being carried home after a fitting.
rented gold watch is misplaced
- A borrowed
diamond necklace to be worn by the bride is lost.
Aggregate / 1,000,000 Per Occurrence Liability Limit (Higher
limits available upon request).
charge for Additional Insureds.
Damage to the rented site included.
insurance carrier rated A.
in all states. Premiums in Vermont and Connecticut may be
you apply at least 30 days in advance of your event, rates
& coverage may differ.
quoted, your premium must reach us at least 14 days prior
to the start of your policy.
/ Cancellation due to weather if policy is purchased less
than 15 days prior to the celebration date.
- Owned or rented property/equipment. Call us for a quote.
If you are a photographer, caterer, band or decor company and are looking for your own liability insurance, please see here
| Personal Liability
|Loss of Deposits
Premiums shown are examples only. You can customize
all limits to fit your event's needs.
All property related claims are subject to
a deductible of $25 each.
The Personal Liability coverage has a $1,000 Property Damage Liability
All premiums shown include a $125 broker fee.
View Sample Policy
on the Apply Online Button below, complete and submit our application.
- Normally within 1 business day, we will
email or fax you a written quotation.
- Remit payment
and your Certificate of Insurance will be delivered via email
October 15, 2009