dreamed about it all your life. Planned for it for what seems
like forever. Don't let an unforeseen happening ruin your
wedding day. There are many factors outside your control that
can affect or even postpone your special day.
We have arranged
for a suite of coverages specifically designed for weddings,
including your rehearsal dinner and reception. You can customize
the limits to fit your exact needs.
Liability-$2,000,000 Aggregate /$1,000,000 Per
Occurrence Limit. Injury to guests or damage to sites.
Options Available for Additional Premium:
- Postponement/Cancellation. Injury to bride/groom, severe weather, damage to
wedding site, unemployment, etc.
Expense For additional expenses necessary to arrange alternate services
to avoid a covered postponement of the wedding.
Photographs & Video Film lost,
damaged, stolen or not properly developed. Photographer
fails to appear. This coverage allows you to reunite the
wedding party for a re-shoot.
Gifts To repair or replace non-monetary
gifts which are lost, stolen or damaged.
of Deposits Lost deposits that you
have paid if they become non-refundable as a direct result
of anyone hired to provide goods or services going out of
Gown & Special Attire To repair
or replace when it is lost stolen or damaged, including
financial failure of the bridal store.
- Jewelry To repair or replace owned,
borrowed or rented jewelry that is lost stolen or damaged.
Property & Equipment Tents, tables, chairs, audio equipment, etc.
- Excess Liability- Up to $10,000,000 Per Occurrence
are some examples of claims that are covered under the various
coverage options of our Wedding Insurance package policy:
- A guest slips
- A guest has
too much to drink and injures himself or others.
- The reception
site is damaged when the caterer accidentally causes a small
- Bride, groom,
or others crucial to the wedding are unable to attend due
to illness or injury.
- Extreme bad
weather prevents the celebration from taking place or a
majority of the guests from attending.
- The ceremony
official fails to appear.
- The caterer
doesn't arrive with the food.
- The ceremony
or reception site is damaged.
- The ceremony
or reception site closes due to financial failure.
has to be cancelled due to illness of the bride or groom.
Photographs & Video
- The photographer
fails to show.
- The film
used for your photos is defective, or the negatives are
lost, destroyed, or improperly developed.
- Wedding gifts
- While being
transported, the gifts are damaged in a car accident.
- The ceremony
or reception site goes out of business.
- The honeymoon
cruise operators goes out of business.
- Your dressmaker,
or limousine company, or caterer, or hotel, or entertainer,
or photographer, etc. goes out of business.
Gown & Special Attire
bridal gown is damaged when the train is accidentally caught
in a car door.
groom's tuxedo is lost while being carried home after a
wedding band is misplaced
- A borrowed
diamond necklace to be worn by the bride is lost.
Aggregate / 1,000,000 Per Occurrence Liability Limit (Higher
limits available upon request).
charge for Additional Insureds.
Damage to the rented site included.
can begin up to 2 years prior to your ceremony, but you'll
only pay a one-time premium.
insurance carrier rated A.
in all states. Premiums in Connecticut, Florida, Vermont and Washington may be
you apply at least 30 days in advance of your wedding, rates
& coverage may differ.
quoted, your premium must reach us at least 14 days prior
to the start of your policy.
/ Cancellation due to change of heart.
/ Cancellation due to weather if policy is purchased less
than 15 days prior to the event date.
If you are a photographer, caterer, band or decor company and are looking for your own liability insurance, please see here
| Personal Liability
|Loss of Deposits
Premiums shown are examples only. You can customize
all limits to fit your wedding's needs.
All property related claims are subject to
a deductible of $25 each.
The Personal Liability coverage has a $1,000 Property Damage Liability
All premiums shown include a $125 broker fee.
on the Apply Online Button below, complete and submit our application.
- Normally within 1 business day, we will
email or fax you a written quotation.
- Remit payment
and your Certificate of Insurance will be delivered via email
April 15, 2014