If you are a fair, festival or show organizer who requires or desires all vendors and exhibitors to be insured, we have a Single Event Group Vendor Liability Policy you can offer.

If you don't currently require all vendors and exhibitors to carry their own insurance, you should. Requiring them to have their own insurance reduces your chances of having a claim under your own policy; saving you money, time, and hassle.

The other advantages of a Group Vendor Liability Policy are:

  • There is no cost to you for this insurance. All premiums are paid to you by the participating vendors.
  • Eliminates the hassle of obtaining individual certificates of insurance from every single vendor.
  • No more reviewing and having to have corrected individual vendor certificates of insurance.
  • You know the coverage being provided meets your insurance requirements.
  • In most cases you are saving the vendor money and hassle because now they don't have to go out and purchase individual coverage.
  • The organizer and location are named on the policy as an Additional Insured if required.

Rates:

Total Number of Vendors Cost
5 or less $300
6+ $60 per vendor

How It Works

1.

You sign up and collect premium from vendors who need the coverage. We have a convenient online Roster you can use.

Many events add the cost of the insurance to their booth rental fee. In this way, all vendors are automatically covered and you have taken care of your vendor insurance requirements in one simple step.

 

2.

If you have some vendors who are supplying their own insurance (and are therefore not participating in this Group Policy), send us copies of their certificates of insurance and we will review them for you to make sure they meet your requirements. There is no charge for this service.

 

3.

You then remit the total premium collected to us along with the roster prior to the start of your event to start the policy.

That's it!

Eligible Vendors/Exhibitors for Group Policies:

  • Food Vendors
  • Trade Show Exhibitors
  • Mall Kiosks
  • Farmer's Market Vendors
  • Convention Exhibitors
  • Retail Carts
  • Job Fairs
  • Clowns / Magicians
  • Arts & Craft Vendors
  • Gift Wrap Booths
  • Character Photo Exhibits (Santa, etc.)
  • Celebrity Appearances
  • Face Painters
  • Game Booths
  • Plus Many Others

 

Program Highlights:

  • "A" Rated Insurance Company
  • $2,000,000 Aggregate / 1,000,000 Per Occurrence Liability Limit Per Event
  • No Deductible
  • Event promoter and event location can be added as Additional Insured for no charge upon request
  • Personal & Advertising Injury
  • Products Liability (Subject to company approval)

Notes:

  • Premium rates shown are based on a single event lasting 5 days or less
  • Premium rates shown includes a broker fee of $16 per vendor
  • Additional rates apply if your booth/selling area is larger than 20X20 (400 sq ft.)
  • Additional rates may apply for food trucks
  • Premium is Fully Earned Upon Payment and Not Refundable
  • This is vendor coverage only. Not event promoter coverage. It is understood you have promoter coverage elsewhere or with us under a separate policy

Risks Not Eligible:

  • Animal Acts or Rides
  • Petting Zoos
  • Medical Tests
  • Body Piercing
  • Tattoos (Permanent)
  • Activities Involving Bodily Contact
  • Hazardous Products
  • Mechanical Devices
 

Notable Exclusions:

  • Injuries to Employees
  • Athletic Participants
  • Medical Payments
  • Damage to Property You Own, Rent or Occupy
  • Collapse of Temporary Structures
  • Automobile, Aircraft & Watercraft Liability
  • Fireworks
  • Liquor Liability

Options:

How to Apply:

Remit payment and your participation roster at least 1 business day prior to your requested starting date and your Certificate of Insurance will be delivered via email or fax.

 

 

Last Updated: May 4, 2016